Apart from being your SAFRA Membership Card, it also functions as a Credit/Debit card.

SAFRA DBS Credit or Debit Card is exclusive to SAFRA Members only.

Spouse or child dependent can apply for a supplementary SAFRA DBS Credit Card only if he/she is holding a valid SAFRA Dependent membership and the Principal member is holding an existing SAFRA DBS Credit Card.

Eligibility for Principal and Supplementary Credit Card application applies. Learn more here.

You can apply for the SAFRA DBS Credit or Debit Card via DBS/POSB digibank or website.

A Principal SAFRA DBS Credit Cardmember can only nominate the following persons (with valid SAFRA Dependent membership) to be issued with supplementary cards:

• One Spouse
• Children: No limitation, but must be between 18-20 years

There is no Card annual fee for SAFRA DBS Credit & Debit Cards. SAFRA members will only be required to pay for their SAFRA membership fees. SAFRA membership renewal fees will be charged to your SAFRA DBS Credit or Debit Card if your membership is not renewed 2 months prior to expiry.

SAFRA DBS Credit/Debit Cards issued by DBS bank will have a 5 year validity period whereas applications for SAFRA membership term varies from 2 to 10 years.

DBS Bank will automatically send a new Card (at no cost) to you 1 month before your SAFRA DBS Credit or Debit Card expires.

To opt-out of auto-renewal, please email mship_svc@safra.sg at least 2 months before the expiry of your SAFRA membership.

You may log on to your m.safra.sg online account or SAFRA Mobile App to check your Membership ID.

The Membership ID can be found next to your name or on your SAFRA e-card.

You may log on to your m.safra.sg online account or SAFRA Mobile App to check your membership expiry date.

No. Each member can only hold a SAFRA DBS Credit Card or SAFRA DBS Debit Card.  

You can apply and convert to the SAFRA DBS Credit or Debit Card if you are holding an existing SAFRA Membership Card. This conversion is a continuation of your membership term and no additional membership fees will be charged.

Only the new SAFRA DBS Credit or Debit Card will be active and registered in SAFRA’s system. You are encouraged to destroy your existing SAFRA Membership Card upon receiving the new SAFRA DBS Credit or Debit Card.  

In the event your SAFRA DBS Credit or Debit Card application is unsuccessful, you may log in to the SAFRA Mobile App to download your e-card to access the membership benefits and privileges.

Please note that cancelling your SAFRA DBS Credit or Debit Card does not terminate your SAFRA membership. 

There will be no refund for any unused years of membership subscription. For more information, please email to mship_svc@safra.sg or contact SAFRA Membership Hotline at 1800 377 9800.

Your SAFRA DBS Credit or Debit Card will be terminated once you cease to be a SAFRA member. 

For lost or stolen card, please block your card immediately using the online services and request for a replacement instantly.

The SAFRA DBS Credit or Debit Card is issued by DBS while the welcome gift redemption letter (subject to membership promotional offer) is issued by SAFRA to eligible members. For enquiries on welcome gifts, please email to mship_svc@safra.sg or contact SAFRA Membership Hotline service at 1800 377 9800.

You can earn up to 3% cash rebate on your Card spend (in the form of SAFRA$) if you meet the minimum spend in a calendar month. Terms and conditions apply.

Illustration:

SAFRA$ has a 12-month validity period from the date of issuance.

SAFRA$ can be used to offset purchases on the spot at SAFRA Clubhouses.

For SAFRA DBS Credit Cardmembers, you can redeem for KrisFlyer Miles or offset your Credit Card bill via DBS/POSB digibank.

For SAFRA DBS Debit Cardmembers, SAFRA$ can be converted for cash to be credited into the Current/Savings Account linked to your SAFRA DBS Debit Card via DBS/POSB digibank

You are not required to meet the minimum spend of S$400 to qualify for earning SAFRA$, provided that your salary crediting DBS/POSB account is tagged to employer MINDEF or SAF.

You will earn SAFRAPOINTS at participating SAFRA Clubhouses and in-club merchant outlets in addition to the SAFRA$ accumulated by spending on your SAFRA DBS Credit or Debit Card. Please visit www.safra.sg/safrapoints for more information on SAFRAPOINTS and a list of participating merchant outlets which awards SAFRAPOINTS.

All existing SAFRAPOINTS accumulated will remain in your SAFRA Membership account. You may log on to your m.safra.sg online account or SAFRA Mobile App to check your SAFRAPOINTS balance or to redeem for items or services.